Free financial health check · about two minutes
Is your money actually safe? Check the seven pillars.
Most money advice starts with which fund to pick. That is the last question. This check scores the seven things that hold an Indian household up and tells you which one to fix first.
The Seven Pillars Wealth Check
Most money advice starts with which fund to pick. That is the last question, not the first. This check looks at the seven things that actually hold an Indian household up, tells you which one is wobbling, and gives you the order to fix them in. Takes about two minutes.
First, about you
Step 1 of 2These four answers change what a good target looks like. A 26-year-old freelancer supporting parents and a 45-year-old salaried parent do not need the same numbers.
Now, what you already have
Step 2 of 2Rough numbers are fine. Nobody is checking. Leave anything you do not have at zero — an honest zero is more useful than a hopeful guess.
The seven pillars, in plain words
- Emergency fund: Months of expenses and EMIs you could cover with safe cash.
- Health insurance: Whether family cover fits your city, family size and ages.
- Term life insurance: Whether your family would manage if your income stopped.
- Mutual funds: Long-term growth money, sized to your age and goals.
- Fixed deposits: Stable money for near-term needs, without letting it swallow growth.
- Gold: A sensible slice, not the whole plan.
- Real estate: Property counted honestly, without letting one flat carry all your wealth.
Protection pillars carry more weight than growth pillars, because a single hospital bill or a lost job can undo years of investing.
Questions people ask
What is a financial health check?
It is a quick review of whether your money is protected and growing in the right order. Protection comes first (emergency fund, health and term cover), then growth (funds, FDs, gold, property).
Is my data stored?
No. The check runs in your browser and nothing you type is sent anywhere. Sign in to the app only if you want to save it.
Mera financial health kaise check karein?
Upar ke saat sawaalon ka jawab dein: emergency fund, health cover, term cover, mutual funds, FD, gold aur property. Har pillar ka score aur pehle kya theek karna hai, dono dikh jaayenge.