Salary comes in on the 1st. By the 20th you are checking the balance.
You earn a decent amount and still cannot say where it goes, or what you are actually worth.
Net worth in one numberFor Indian earners who feel unsure about money
Know where your money stands. Know what to fix first.
Rupaylogy checks the seven pillars that hold a household up, does the maths on your real numbers, explains companies in plain language and gives you one clear next move. No tips. No targets. English or Hinglish.
Regular ₹2,999 ₹999 offer price · one full year · first 100 members
Not ready? Run the free Wealth Check first. No sign-up.
Net worth (example)₹18.4LOne number, all assets
Health score
Seven pillars
Your next moveRaise health cover before adding a new SIP.
7pillars checked, in the right order
10calculators, free on the web
0buy or sell calls, ever
EN + HIEnglish and Hinglish
Sound familiar?
You are not bad with money. Nobody showed you the order.
Most money advice arrives backwards: pick a stock before you have a hospital cover, start a SIP before you have one month of rent saved. Here is what that feels like, and what Rupaylogy does about each one.
A SIP is running. You could not say what it is for.
Someone told you to start one. Nobody told you whether it covers the goal, after inflation.
Goal and SIP calculatorsYour health cover is whatever the office gave you.
It ends the day the job ends, and you have never checked if it is enough for one hospital week.
Seven Pillars Wealth CheckA WhatsApp group said a stock. You bought a little.
Now you check it more than you would admit, and you still do not know what the company sells.
Stock Scan in plain languagePrepay the loan, or invest? Old regime or new?
Every relative has a strong opinion. Nobody shows you the maths for your numbers.
Learn decision guidesYou have meant to sort all of this out for about two years.
Not because you are lazy. Because nobody told you where to start.
One next move, every monthWhat the app does
Tools that do the maths, then explain the answer.
Every calculator result is computed in code and shows the assumption behind it. Every card below says what you get out of it.
Free
Seven Pillars Wealth Check
Scores emergency fund, health and life cover, FDs, funds, gold and property.
You learn which pillar to fix first, and why that one.
Free
10 money calculators
EMI, SIP after inflation, cost of delay, goal SIP, emergency fund, term and health cover, FIRE, position size, direct vs regular.
Your own numbers, with the assumption shown next to every answer.
Free
Learn: decision guides
Prepay or invest, old or new tax regime, rent or buy, what to do with a bonus, when to book profit.
Pick the situation that sounds like you and leave with a checklist.
Free
Net worth, in one number
Property, gold, funds, FD, EPF and loans, one question at a time.
You finally see the whole picture, not five apps and a diary.
In plans
Stock Scan
What a company sells, how it earns, who owns it and the red flags, with sources.
You understand what you own before you act on a tip.
In plans
Portfolio review
Add your holdings and see concentration, sector spread and what needs a closer look.
Risk you could not see becomes a short, readable list.
In plans
Mutual funds, from zero
NAV, direct plans, index funds and fee leak explained before any scheme name.
You stop paying for a fund you do not understand.
In plans
Market + News desk
The Indian stories that matter, with the source, the time and a short plain explanation.
Five minutes instead of an hour of noisy feeds.
In plans
IPO Watch
Open and upcoming IPOs, subscription so far, and what the company does in one line.
You see the business, not only the listing-day buzz.
In plans
Monthly Money Report Card
What changed, what stayed on track, and one priority for next month.
A habit you can keep, instead of a plan you abandon.
In plans
Private WhatsApp community
Weekly doubt-clearing and one practical lesson. No tips, no pressure.
Ask the question you have been postponing, to people who will not sell you anything.
Yearly
Full courses (coming soon)
Seven pillars in order, mutual funds from zero, reading a company like an owner.
Included in the year. They open the day each course launches.
How it helps you
Protect first. Then see. Then grow. Then review.
A household rarely falls over because of one bad fund. It falls over when a hospital week or a job gap forces everything else to be sold at the worst time. So Rupaylogy checks the boring pillars before the exciting ones.
Protect
Emergency fund, health cover and term cover first, so one bad month cannot force you to sell at the worst time.
See
Net worth and portfolio in one place, so every decision starts from the real picture.
Grow
SIPs matched to goals after inflation, and companies you understand before you buy.
Review
A monthly report card and one next move, so the plan survives real life.
- 1Emergency fundCan you survive a job gap?
- 2Health insuranceOne admission should not end the plan.
- 3Life insuranceCheap, and the most skipped.
- 4Fixed depositsBoring on purpose.
- 5Mutual fundsThe part that beats prices.
- 6GoldA slice helps. A hoard slows you.
- 7Real estateYou cannot sell two rooms in a hurry.
What is free
Start free. Pay only if it earns its place.
Free forever, no sign-up
Useful on its own, whether or not you ever pay.
- Seven Pillars Wealth Check
- All 10 money calculators
- Net worth in one number
- Learn decision guides
- English and Hinglish, light and dark mode
In the paid plans
For when you want the full picture and a monthly rhythm.
- Portfolio review and Stock Scan
- Mutual Funds from zero, with fee-leak check
- Market + News desk and IPO Watch
- Monthly Money Report Card
- Private WhatsApp community
- Full courses, included when they launch
Who it is for
An honest fit check, before you pay anything.
If you are in the right-hand column, please do not buy. You will be disappointed, and we would rather you keep the money.
Rupaylogy is for you if
- You earn a steady income and want to know if you are actually safe.
- You are new to investing, or started without a plan.
- You want to understand the maths yourself, not be told what to buy.
- You prefer plain English or Hinglish over jargon.
- You can spend 15 minutes a month on your money.
It is not for you if
- You want buy and sell calls, targets or tips. We do not give them, ever.
- You want a personalised financial plan signed by an advisor. See a SEBI-registered adviser instead.
- You trade daily and need live charts and order placement. Use your broker's app.
- You want someone to promise a return. Nobody honest can.
Reviews
What members say
No reviews yet, on purpose.
Rupaylogy is in its founding release. We will not put up star ratings or quotes we did not collect. After their first month, members are asked three questions, and real answers will appear here with permission.
- Which money decision became clearer?
- What was confusing, and where?
- Would you tell a friend or family member about it?
The offer
One payment. One year. Everything open.
One payment of ₹999 for a full year, for the first 100 members. After that the price is ₹2,999 a year. Nothing auto-renews.
Launch offer · first 100 members
One year for ₹999.
One payment, one year, everything included. This price is open for the first 100 members only. After that the price is ₹2,999 a year.
Rupaylogy, full year
Regular price ₹2,999
Offer price₹999 one time, for 1 year
Launch price for the first 100 members. After that it is ₹2,999 a year.
- Every calculator and the Wealth Check
- Net worth, portfolio review and Stock Scan
- Market + News, IPO Watch, Mutual Funds
- Monthly Money Report Card and one next move
- Private WhatsApp community for the full year
- Full courses when they launch, included
Free forever, no card: Wealth Check, 10 calculators, net worth and Learn guides.
Secure Razorpay checkout. One payment, no auto-renewal, no card saved.
FAQ
Straight answers to the real questions.
No. Rupaylogy is education and calculation, not advice. It explains companies, does the maths and shows the risks. The decision stays yours. For personalised advice, speak to a SEBI-registered investment adviser.
Know where you stand. Fix the right thing first.
Start with the free Wealth Check, or take the launch offer and get the whole app for a year at ₹999.
Secure Razorpay checkout. One payment, no auto-renewal, no card saved.